Resource Center

We’re here to help you understand life insurance better. Find resources you can trust on topics ranging from the types of policies available to information about medical exams.

Resource Center

We’re here to help you understand life insurance better. Find resources you can trust on topics ranging from the types of policies available to information about medical exams.

Son hugging father after choosing life insurance

What is life insurance?​

Life insurance provides a death benefit to your beneficiary to help pay for final expenses, day-to-day living expenses, or longer term expenses like a mortgage or college, among other financial needs.​

What are the different types of life insurance?

Term, permanent, and final expense are the most popular life insurance types. There are even more products available to meet consumers’ needs.

Who needs life insurance?

Married with kids? Just starting out? Enjoying retirement? Want to leave a legacy? See how life insurance can bring peace of mind to people in all walks of life.

How much life insurance do I need?​​

Everyone’s needs are unique. Learn more about the factors that go into determining how much coverage you may want.

Will I need a medical exam?

Rather than worry about the medical exam, learn about this easy and convenient part of the life insurance process, and see what alternatives exist if you’d prefer to skip the exam.

Life Insurance Glossary

Get easy-to-understand definitions for a wide range of common life insurance terms.

Frequently Asked Questions

What is life insurance?

Life insurance is a contract between an insurance provider and an individual. The insurance company pays a death benefit in exchange for a regularly paid premium.

The amount of life insurance you need depends on the financial responsibilities and protection you want to provide for the people you’ll leave behind. Learn more about calculating your insurance needs.

Term, permanent, and final expense life insurance are the most popular types of life insurance individuals choose. Learn more about the types of insurance.